What does Weekly Calculator actually do?

You invest for ₹500 or ₹1,000 for one week.

For two weeks. Three weeks. Like that, some weeks go by.

Then some months too.

And then comes a time when you think:

"Am I getting anywhere with this sum?"

Fair question.

As you would know, with weekly investment, Growth does not always become visible immediately.

And here comes the role of the Weekly SIP Calculator.

Simply enter:

Weekly SIP amount

Duration of investment

Return rate expected

That's all this calculator requires.

It estimates the potential growth of your weekly investments.

As the weekly investment doesn't actually mean this week's investment.

But the outcome of hundreds of investments of that kind.

A Weekly SIP Calculator helps you see that progress.

It tells you what your today's investment can be tomorrow.

It shows you a bigger story.

How to use this calculator?

Consider this calculator a wake-up call regarding your future wealth.

It requires only three figures:

Weekly investment

How much money can you afford to invest weekly?

₹500? ₹1,000?

Take whatever you can.

Expected return

Return on investment is expected annually.

Investment period

Number of years you will be investing.

Then click "calculate."

In just a few moments, you will have all these figures:

Total amount of investment you've made

The total contribution of the compounding effect

The total value of your investment portfolio

The inputs just take 30 seconds.

But the outputs will entirely change the way you view small investments.

Never heard of weekly SIP?

This isn't really surprising.

There's plenty of knowledge around monthly SIPs.

Weekly SIPs, on the other hand, don't receive quite the same amount of coverage.

But what is surprising is how straightforward this concept is.

Monthly SIPs = you invest a fixed sum of money once a month

Weekly SIPs = only weekly.

Nothing too fancy

No new investment instruments

No new strategies

It's just a new approach to investing.

To many people, ₹500 every week sounds much easier than ₹2,000 every month

Even if mathematically it works out the same way.

Moreover, it makes investing into a habit.

Small investments.

Low pressure.

The same long-term thinking.

Often enough, generating wealth does not lie in changing one's approach.

It lies in simplifying consistency.

How Weekly SIP Work?

Less "major financial decision."

More "recurring behaviour."

A Weekly SIP is an investment of a specified amount every week in a mutual fund that you choose.

That's it.

No need for market timing.

No, trying to find the perfect moment.

No guessing when the time will be right to start.

Each week, an equal amount is invested.

If the market is up?

Invested.

If the market is down?

Invested.

If the market has everyone guessing?

Still Invested.

As time goes by, those amounts add up.

Slowly, you will start accumulating funds.

The magic of compounding kicks in after that.

Money works to earn more money for you.

That's basically the principle of Weekly SIP.

Just keep at it.

And let time work for you.

Weekly SIP vs monthly SIP

This is not about the rights or the wrongs here.

This is all about timings.

Both Weekly SIP and Monthly SIP are based on the same concept.

"Consistent investment."

Make sure you stick to it.

Let your money earn for itself.

The only difference lies in how frequently you make investments.

In case of a Monthly SIP:

• Investments made once a month
• Less transactions to account for
• Most commonly used SIP period.

In case of a Weekly SIP:

• Investments happen weekly.
• Money is spread out across the month.
• A better option for those who prefer smaller amounts of investing on a regular basis.

It's nothing much beyond that.

Not some mysterious way to invest.

There is no special advantage of returns either.

Just two methods that are quite different from each other.

And that's basically how it works.

Not in terms of performance.

Not in terms of ease of execution.

Just personal preference.

The ideal investment strategy:

It should be easy enough to follow for many years to come.

Since wealth is seldom created by good timing.

But more likely from consistent efforts over time.

Does investing every week actually make a difference?

Yes.

But not likely in the manner many expect.

The key advantage is not getting bigger returns.

Rather, it's about making investments more sustainable.

A weekly payment appears somehow lighter than a large monthly one.

Which means fewer chances of procrastination.

Fewer chances of opting out of the savings process.

And this is absolutely important.

In investment, consistency outweighs enthusiasm.

Having an excellent plan for three months can never be as valuable as having an easier plan for ten years.

So does weekly investing make a difference?

Of course.

Not for any reason that involves magic.

But it makes participation simpler.

₹500 a week - what that actually becomes in 25 years

₹500 per week is not considered a big amount.

You may not give even a second thought to spending such money.

This is what makes this particular example quite fascinating.

Imagine putting ₹500 into investing each week.

Not for some months.

Not even for a year.

But for a few years!

Let us break it down.

Weekly SIP: ₹500

Period of investment: 25 years

Annual rate of return: 12%

Here is a snapshot.

Total Investment: Approximately ₹6.5 lakh

Total Corpus: Approximately ₹41.29 lakh

Growth in wealth: Approximately ₹34.79 lakh.

Obviously, the returns will always depend on the stock market performance.

There would surely be times when there is a gain.

There are times, too, when things are steady.

This is why long-term investment is spot on.

It lets your investment pass through both phases.

Who is weekly SIP really for?

To be honest?

Well, not everyone.

The Weekly SIP is something which is best suited for Individuals who earn money on a weekly basis.

Individuals who budget every week.

Maybe because you find it simpler to save ₹500 each week instead of ₹2,000 every month.

This is for those who wish to make investments a routine instead of considering them as a one-time event.

For those who enjoy:

• Less planning
• Less stress

If you have ever felt that breaking down the monthly SIP amount into smaller amounts would make investing easier, Then the Weekly SIP might be the choice for you.

Things to know before you start a weekly SIP

SIP weekly is easy.

This does not imply that you begin blindly.

Firstly, stop stressing yourself about the right amount.

An amount you can continue to stick with is better than an amount that motivates you but that you cannot commit to at the end.

Secondly, do not look for quick wins

Remember, your gains will compound over time.

Years build up from weeks.

And months build up from years.

This is where compounding gets interesting.

Third, be ready for volatility in the market.

Sometimes there will be good weeks.

Sometimes there won't.

And this is fine.

The idea isn't to respond to everything that happens.

The idea is to keep showing up.

More things you should know:

• Begin with something that suits you now.
• Skipping a week is fine, but stopping is not.
• Don't evaluate the results of your SIP too soon.
• Evaluate your portfolio from time to time, but don't go through it daily.
• Scale up your SIP as your income increases.

And lastly, remember this:

Weekly SIP doesn't mean investing more frequently.

It only means making consistency easier.

The rest comes afterwards.

How to start a weekly SIP on Millions

Starting a Weekly SIP on Millions usually takes only a few minutes:

• Download the Millions app.
• Open your account.
• Discover curated mutual funds
• Select your preferred mutual fund
• Select 'Weekly SIP' mode
• Enter your investment amount for each week
• Choose your investment date for the SIP
• Finalise your SIP

That's all !

What is intriguing about the Weekly SIP is that it does not require long-term thinking, which extends over several months.

Instead, you will have to think of how to act weekly.

Such a subtle difference can make it much easier for you to invest.

Sometimes all that you need is just simplicity.

To conclude

Investing isn't something people generally take lightly.

What they tend to ignore is the power of time.

₹500 a week might not seem like much.

Which is precisely why it can be easily ignored.

But consider the impact that ₹500 per week can make over the course of many years.

This is when the Weekly SIP Calculator helps.

Not only does it indicate your investment,

But it indicates how far a commitment can take you.

Because sometimes it is the end result that keeps us going.

Go ahead and play with the calculator.

Make the amount higher.

Extend the duration.

See how things change.

While you may have started out only for the calculation,

You may very well end up with a totally different perception about "small money."