Adding funds on Millions is easy. Simply log in to the Millions App and follow these steps:

1.Go to the Funds tab.

2.Tap on Add Funds.

3.Enter the amount you want to add.

4.Select your bank and payment method (Millions supports UPI and Net Banking).

5.Confirm the request, and you’re done!

Once your funds are successfully added, they’ll reflect under Available Funds in the Funds tab. Just log in to your Millions account and head to Funds > Available Funds to view them.

You can quickly add funds to your Millions account using any UPI ID linked to a bank account already connected to your Millions profile.

Steps to add funds via UPI:

1.Go to the Funds tab and tap Add Funds.

2.Select your preferred linked bank account.

3.Under Payment Method, choose a linked UPI app (Google Pay, PhonePe, Paytm, etc.)

4.Approve the payment on your UPI app.

Things to keep in mind:

1.As per NPCI rules, most banks allow UPI transfers up to ₹2 lakhs per day.

2.If you’ve reached your UPI limit or want to transfer more, you can use Net Banking instead.

You can quickly add funds to your Millions account using NetBanking. Steps to add funds via NetBanking:

1.Go to the Funds tab and select Add Funds.

2.Enter the amount you want to add.

3.Select your linked bank account.

4.Choose NetBanking as the payment method. You’ll be redirected to your bank’s NetBanking page.

5.Log in and authorize the payment.

6.Once the payment is successful, the funds will automatically reflect in your Millions account. You can check your available funds under Funds > Available Cash.

Note: Always use a bank account linked to your Millions profile. Transfers from unlinked accounts will be reversed.

The time it takes depends on the payment method you use. Once we receive confirmation from your bank, the funds are credited to your Millions account.

Timelines:

1.UPI: Instant

2.NetBanking: Instant to 2–3 hours

3.NEFT / RTGS: 3–4 hours

4.IMPS: 15–20 minutes (up to 2 hours)

How to check your transfer status: Go to Funds > Fund Transfers > Select your transaction.

If the funds are not credited within the above timelines, please contact us via chat or email at help@millionshq.com.

Yes. You can add funds to your Millions account anytime, including weekends, holidays, and market hours, so you’re always ready to trade!

As per regulations, you can only add funds from a bank account linked to your Millions profile. Transfers from unlinked accounts are automatically rejected and, if debited, reversed back to your bank.

How to check your transfer status: Go to Funds > Fund Transfers > Select your transaction.

If your transaction shows ‘Failed’, the debited amount will be refunded within 5–7 working days.

If funds are not returned within this time, please contact us via the in-app chat or email us at help@millionshq.com from your registered email with your bank statement and we'll assist you.

UPI limits depend on your bank. As per NPCI rules, you can send up to ₹2 lakh per day via UPI. Some banks set lower limits, so if you need to transfer more, try Netbanking, IMPS, or NEFT instead.

You may face errors when adding funds from UPI due to these reasons:

1.The payment request expired before you accepted it on your UPI app.

2.You’ve crossed your daily UPI limit (most banks allow up to ₹2 lakh per day across all UPI transactions).

3.The bank account selected while approving the payment is not the one linked to your Millions account.

Here's what you can do:

1.Accept the payment request before it expires on your UPI app.

2.Stay within your daily UPI limits: If you’ve hit the ₹2 lakh limit, you can retry the next day or use another method. Millions also supports NetBanking (IMPS/NEFT).

3.Ensure you only use a linked and verified bank account when approving the UPI mandate. If your UPI ID is linked to multiple banks, select the one linked to your Millions account.

In case you’re still facing issues in adding funds, reach out to us at help@millionshq.com

UPI fund additions are generally credited within 15 mins to your Millions account. If the funds are not credited within the above timelines, contact us via chat or at help@millionshq.com

Fund additions via NeBanking are generally credited within 30 mins to your Millions account. If the funds are not credited within the above timelines, contact us via chat or at help@millionshq.com

1.If your transaction fails but money is debited from your bank, the payment gateway will automatically refund it.

2.Example: You try to add ₹1,000 via UPI, but it fails due to a technical error. If the amount was deducted, it will be refunded back to your bank account within 5–7 working days.

3.Please note: Since the transaction failed, no funds will be added to your Millions account.

If you don’t get your refund within the timeline:

1.Download your bank statement (from the date of the failed transaction till today).

2.Email it to help@millionshq.com from your registered email ID. Our team will check and help you promptly.

If you added funds between 5:00 AM and 8:00 AM, they may not reflect immediately because we run a daily process during this time. Once this process is completed after 8:00 AM, your funds should automatically appear in your account.

We request you to check again after 8:00 AM. If the amount still doesn’t reflect in your account, feel free to reach out to us via chat or email us at help@millionshq.com