Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund was established in 1994 as a joint venture between Aditya Birla Capital Limited and Sun Life (India) AMC Investments Inc. Over the years, it has built a wide product range covering equity, debt, hybrid, index funds, ETFs and fund of funds.

Data as of 30 September, 2026.

For its active equity schemes, Aditya Birla Sun Life Mutual Fund follows a bottom-up fundamental research approach. In this approach, analysts study the business, management quality, growth potential, financial strength and valuation before selecting stocks.

The fund house also has separate leadership for equity and fixed income. Harish Krishnan is CIO for Equity, while Kaustubh Gupta is the CIO for Fixed Income and Sunaina da Cunha is Co-CIO for Debt.

Its top 75 holdings across equity schemes account for 69% of equity holdings. Financial services alone made up 24% of this group, with 17 stocks. Nifty 50 stocks contributed 43% of the holdings, while non-Nifty stocks contributed 26%. This gives you a sense of how the AMC manages its active equity schemes.

As per the September 2026 factsheet, the AMC offers a broad range of 99 schemes across active and passive products. Here’s the category-wise classification:

The fund house’s passive range stands out. The passive products account for 38 of the total 99 schemes offered by the AMC. The range also goes beyond standard market indices. It includes products linked to momentum, quality, defence, infrastructure and other specialised indices.

On the active side, you can find funds focused on areas such as digital companies, pharma, manufacturing, consumption, infra and PSUs. As an investor, this gives you plenty of choice.

When you invest in an MF scheme, your money is collected and invested in securities according to the scheme’s objectives. The AMC manages these investments. A separate trustee oversees the mutual fund and checks whether the AMC is following the applicable rules. The scheme’s securities are held by a custodian.

Aditya Birla Sun Life Trustee Private Limited is the trustee of the fund, and the mutual fund is registered with SEBI under MF/020/94/8.

However, being safe doesn’t really mean that your returns are guaranteed. Equity funds can fall when markets plunge, while debt funds carry interest-rate risk and credit risk. Always check the scheme’s riskometer and investment objective to understand your investments.

Past returns can help you understand how the fund house has performed overall. To help you assess better, here’s a list of Aditya Birla Sun Life mutual fund schemes that have beaten their respective category’s 3-year and 5-year averages.

3-year returns vs category comparison

5-year returns vs category comparison

Note: Past performance may or may not continue. Use historical returns as one input in your research rather than completely depending on them for future returns.

Many top Aditya Birla Sun Life mutual funds rank highly based on performance. But only a few may suit your requirements. You should first find out your needs, such as:

• Know why you are investing: Your goal could be to FIRE or buy a laptop or simply build long-term wealth. Knowing the goal gives you a clear idea of how much return you expect in the given time at a certain risk.
• Check how long you can stay invested: Equity funds can be risky in the short term. If you need the money soon, they may not be suitable. A longer time helps your investment handle market ups and downs.
• Match the fund with your risk level: Check the scheme’s riskometer before investing. A small-cap or thematic fund can be riskier compared to liquid or short-duration debt funds.
• Pick the category first: Instead of chasing the best Aditya Birla Sun Life mutual funds, first decide what type of fund you need. Then compare funds in that category.

You can invest in Aditya Birla Sun Life SIP plans or lump-sum on the Millions app in minutes. Simply download the app from the Google Play Store or iOS App Store, create a free account and complete your KYC. Then follow these steps:

1. Head over to the MF section on the app’s dashboard.
2. Type “Aditya Birla Sun Life Mutual Fund” in the search section tab.
3. Select the scheme you want to explore from the list.
4. On the fund page, you can check its performance, scheme document, risk level, holdings, fund managers, and more details.
5. Once ready, tap on ‘One-time’ or ‘SIP’.
6. Enter the amount. For an SIP, select the frequency and debit date.
7. Verify the details and click ‘Invest Now’.
8. Authorise the payment using the OTP, and it’s done!

To start, you can invest a smaller amount you’re comfortable with. Most of Aditya Birla Sun Life SIP plans start from ₹100. The amount can differ across schemes. So, check the ‘Scheme Snapshot’ on the fund page before investing. To understand how different SIP amounts could grow over time, you can use the SIP Calculator. Enter your monthly investment amount, time period and expected return to get an estimate.

However, actual returns may differ because of the costs involved. You can prefer Direct Plans over Regular Plans to save some costs. Direct Plans have a lower expense ratio because no distributor commission is involved. While this can help you over a long period, it shouldn’t be the only reason to select a fund. Always compare the scheme’s objectives, risk, and portfolio before investing.