Bandhan Mutual Fund

Bandhan Mutual Fund House is one of India’s famous asset management companies. The fund house has been operating since 2000. Prior to March 2023, it was known as IDFC Mutual Fund. Today, it is owned by Bandhan Financial Holdings (60%), ChrysCapital (20%), and GIC Singapore (20%).

The fund house offers schemes for different goals, from long-term wealth creation to debt investments and index-based strategies. It also manages Arudha SIF, a separate platform for specialised investment strategies.

Here’s a quick overview of the Bandhan AMC:

Data as of 30 September, 2026.

Bandhan AMC is known for using different investment approaches to find opportunities in the market. Its equity investment strategies include value investing, business cycle investing and quantitative stock selection. These approaches evaluate companies from different angles. For example, business cycle investing considers how different sectors perform as the economy changes. Quantitative strategies use data and selected factors to identify good opportunities.

Another feature is its specialised team for managing overseas equity exposure. They have international investment exposure in equity-oriented and hybrid schemes.

Bandhan also has a wider investment platform through Arudha SIF, which offers specialised strategies beyond regular mutual funds. This gives you access to a different set of investment approaches.

Bandhan Mutual Fund House offers a broad range of schemes, from funds that invest in company shares to funds that track market indices. The AMC has 74 schemes, classified across 6 groups, such as:

Bandhan’s lineup includes broad-market funds such as Nifty 50 and Nifty 100 Index Funds. It also has more focused options linked to momentum, value, and low-volatility strategies. If you prefer passive investing with different risk profiles, you have a wide range of schemes to choose from.

Apart from equity and debt funds, you can also explore its gold and silver ETFs and fund-of-funds schemes. Under Arudha SIF, it offers special equity and hybrid schemes. This additionally gives you other options to compare.

Fund houses operate under a regulated structure. When you invest in a particular mutual fund scheme, your money goes into the assets held by that scheme. The AMC manages those investments according to the scheme’s objectives. The trustee oversees the AMC and checks that it is acting in the interest of investors.

A custodian holds and safeguards the securities held by the mutual fund schemes. These securities are kept separate from the AMC’s own assets, providing an additional layer of protection to the fund’s holdings.

Additionally, SEBI sets rules for how the fund houses operate. However, SEBI regulations cannot prevent market losses. The value of your investment can change depending on the securities a scheme holds.

Let’s check out some Bandhan mutual fund schemes to understand its track record. The tables below list schemes that have delivered returns above their category averages over the last three and five years.

3-year returns vs category comparison

5-year returns vs category comparison

Keep in mind that the fund’s past returns don’t guarantee similar returns in the future. Use it as one part of your research, alongside the scheme’s risk, portfolio and investment approach.

Don’t chase the top Bandhan mutual funds only because they gave higher historical returns. Instead, start by deciding what you need from your investment. Here’s the approach you can follow:

• Set your goal: Be clear about what you’re investing for. It could be for a long-term goal, retirement or a purchase you plan to make in a couple of years. Your purpose could also be to park excess cash for some time.
• Understand your risk level: Each fund has a separate risk profile based on its holdings. If you know the risk level you’re comfortable with, picking a category based on its risk profile becomes easy.
• Check your time frame: Some goals may need a longer time frame, whereas others may need only a few months to a couple of years. Different schemes complement different time frames.

These three factors can help you find a category that suits your needs. You can compare different Bandhan mutual funds within the chosen category to pick the best scheme.

On Millions, you can invest in Bandhan SIP plans or lump-sum seamlessly in minutes. Download the Millions app from the Google Play Store or iOS App Store. Create a free account and complete your KYC. Then follow these steps:

1. Open the MF section on the app’s dashboard.
2. Search for “Bandhan Mutual Funds”.
3. Select the scheme of your choice.
4. Check its latest NAV, performance, holdings, risk level, scheme document, and other details.
5. Once ready, choose ‘SIP’ or ‘One-time’.
6. Enter your investment amount. For SIP, choose monthly, weekly or daily frequency and preferred debit date.
7. Review the details and tap ‘Invest Now’.
8. Authorise the payment using the OTP.

First, you can start with a minimum investment amount. On Millions, Bandhan SIP plans start at ₹100 for most funds, while one-time investments start at ₹1,000. The minimum can vary by scheme, so check its ‘Scheme Snapshot’ before investing.

To plan your regular investments, use the SIP calculator and estimate how your SIPs could grow based on the monthly payment, investment period and expected return. You can also check how the scheme’s Direct Plan compares. Direct Plans generally have lower expense ratios as they don’t include distributor commissions. Still, you should compare the scheme’s risks and features before investing.