floater mutual funds

3 year average returns

7.78%

no. of funds

Floater mutual funds protect investors in rising interest-rate cycles. They do this by deploying at least 65% of their assets in floating-rate debt instruments or fixed-rate debt hedged via interest rate swaps.

3 year average returns

7.78%

no. of funds

best floater funds to invest in 2026

sorted highest to lowest: 3Y return

Axis Floating Interest Rates Fund Direct Growth

3Y returns

8.41%

5Y returns

7.24%

Franklin India Floating Interest Rates Fund Direct Growth

3Y returns

8.18%

5Y returns

7.19%

ICICI Prudential Floating Interest Rates Fund Direct Growth

3Y returns

7.98%

5Y returns

7.12%

Bandhan Floating Interest Rates Fund Direct Growth

3Y returns

7.93%

5Y returns

6.81%

DSP Floating Interest Rates Fund Direct Growth

3Y returns

7.86%

5Y returns

6.72%

Kotak Floating Interest Rates Fund Direct Growth

3Y returns

7.84%

5Y returns

6.73%

HDFC Floating Interest Rates Fund Direct Growth

3Y returns

7.70%

5Y returns

6.89%

SBI Floating Interest Rates Fund Direct Growth

3Y returns

7.66%

5Y returns

6.75%

Nippon India Floating Interest Rates Fund Direct Growth

3Y returns

7.58%

5Y returns

6.59%

Tata Floating Interest Rates Fund Direct Growth

3Y returns

7.53%

5Y returns

6.77%

Name

3Y Returns

5Y Returns

Axis Floating Interest Rates Fund Direct Growth

8.41%

7.24%

Franklin India Floating Interest Rates Fund Direct Growth

8.18%

7.19%

ICICI Prudential Floating Interest Rates Fund Direct Growth

7.98%

7.12%

Bandhan Floating Interest Rates Fund Direct Growth

7.93%

6.81%

DSP Floating Interest Rates Fund Direct Growth

7.86%

6.72%

Kotak Floating Interest Rates Fund Direct Growth

7.84%

6.73%

HDFC Floating Interest Rates Fund Direct Growth

7.70%

6.89%

SBI Floating Interest Rates Fund Direct Growth

7.66%

6.75%

Nippon India Floating Interest Rates Fund Direct Growth

7.58%

6.59%

Tata Floating Interest Rates Fund Direct Growth

7.53%

6.77%

return calculator

Monthly Investment

Time Period

₹6.65 Lac

Bank Ac

₹7.20 Lac

Fixed Deposit

₹8.25 Lac

This Fund

Total Investment₹ 6,00,000.00

Total Gains₹ 2,24,863.67

Total Value₹ 8,24,863.67

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debt funds by types

liquid fundsinvest in short-term money market instruments with highest liquidity

banking PSU fundsinvest in bonds issued by banks and public sector undertakings

corporate bond fundsinvest in high-rated corporate bonds for regular income

dynamic bond fundsactively manage duration based on interest rate outlook

overnight fundsinvest in securities with 1-day maturity for ultra-safe parking

ultra short duration fundsinvest in instruments with 3-6 months duration

short duration fundsinvest in bonds with 1-3 year duration

low duration fundsinvest in instruments with 6-12 months duration

credit risk fundsinvest in lower-rated bonds for higher yield

gilt fundsinvest exclusively in government securities with zero credit risk

money market fundsinvest in money market instruments up to 1-year maturity

medium duration fundsinvest in bonds with 3-4 year duration

medium to long duration fundsinvest in bonds with 4-7 year duration

long duration fundsinvest in long-term bonds above 7 years

10 yr gilt fundsinvest in government securities with 10 year constant maturity duration

liquid fundsinvest in short-term money market instruments with highest liquidity

banking PSU fundsinvest in bonds issued by banks and public sector undertakings

corporate bond fundsinvest in high-rated corporate bonds for regular income

dynamic bond fundsactively manage duration based on interest rate outlook

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