gilt mutual funds

3 year average returns

6.40%

no. of funds

Gilt mutual funds invest at least 80% of their corpus in sovereign government securities. They are sensitive to interest rate swings, but provide zero default risk, as they are backed by the government.

3 year average returns

6.40%

no. of funds

best gilt funds to invest in 2026

sorted highest to lowest: 3Y return

Bandhan Gilt Fund Direct Growth

3Y returns

7.97%

5Y returns

6.40%

ICICI Prudential Gilt Fund Direct Growth

3Y returns

7.28%

5Y returns

6.66%

Axis Gilt Fund Direct Growth

3Y returns

7.25%

5Y returns

6.08%

DSP Gilt Fund Direct Growth

3Y returns

6.76%

5Y returns

6.06%

UTI Gilt Fund Direct Growth

3Y returns

6.70%

5Y returns

5.77%

Invesco India Gilt Fund Direct Growth

3Y returns

6.69%

5Y returns

5.76%

Tata Gilt Fund Direct Growth

3Y returns

6.65%

5Y returns

6.02%

SBI Gilt Fund Direct Growth

3Y returns

6.61%

5Y returns

6.27%

Franklin India Gilt Fund Direct Growth

3Y returns

6.61%

5Y returns

5.47%

Baroda BNP Paribas Gilt Fund Direct Growth

3Y returns

6.57%

5Y returns

5.68%

Name

3Y Returns

5Y Returns

Bandhan Gilt Fund Direct Growth

7.97%

6.40%

ICICI Prudential Gilt Fund Direct Growth

7.28%

6.66%

Axis Gilt Fund Direct Growth

7.25%

6.08%

DSP Gilt Fund Direct Growth

6.76%

6.06%

UTI Gilt Fund Direct Growth

6.70%

5.77%

Invesco India Gilt Fund Direct Growth

6.69%

5.76%

Tata Gilt Fund Direct Growth

6.65%

6.02%

SBI Gilt Fund Direct Growth

6.61%

6.27%

Franklin India Gilt Fund Direct Growth

6.61%

5.47%

Baroda BNP Paribas Gilt Fund Direct Growth

6.57%

5.68%

return calculator

Monthly Investment

Time Period

₹6.65 Lac

Bank Ac

₹7.20 Lac

Fixed Deposit

₹8.25 Lac

This Fund

Total Investment₹ 6,00,000.00

Total Gains₹ 2,24,863.67

Total Value₹ 8,24,863.67

invest now

debt funds by types

liquid fundsinvest in short-term money market instruments with highest liquidity

banking PSU fundsinvest in bonds issued by banks and public sector undertakings

corporate bond fundsinvest in high-rated corporate bonds for regular income

dynamic bond fundsactively manage duration based on interest rate outlook

overnight fundsinvest in securities with 1-day maturity for ultra-safe parking

ultra short duration fundsinvest in instruments with 3-6 months duration

short duration fundsinvest in bonds with 1-3 year duration

low duration fundsinvest in instruments with 6-12 months duration

credit risk fundsinvest in lower-rated bonds for higher yield

money market fundsinvest in money market instruments up to 1-year maturity

floater fundsinvest in floating rate bonds that adjust with market rates

medium duration fundsinvest in bonds with 3-4 year duration

medium to long duration fundsinvest in bonds with 4-7 year duration

long duration fundsinvest in long-term bonds above 7 years

liquid fundsinvest in short-term money market instruments with highest liquidity

banking PSU fundsinvest in bonds issued by banks and public sector undertakings

corporate bond fundsinvest in high-rated corporate bonds for regular income

dynamic bond fundsactively manage duration based on interest rate outlook

explore all mutual funds on millionsexplore mutual funds types

Open your free Demat

account today

Open your Demat
account today