Motilal Oswal Mutual Fund

Motilal Oswal AMC is headquartered in Mumbai and has been serving investors since 2009. It handles more than 1.17 crore client accounts. The fund house offers schemes that pick stocks through in-depth research, along with index funds and ETFs that track market indices. It also offers products linked to the Nasdaq-100, S&P 500 and specific themes such as defence and manufacturing.

Here’s a quick overview of the Motilal Oswal Mutual Fund House:

Data as of 31 August, 2026.

Motilal Oswal is known for its unique investment approach called QGLP, which means Quality, Growth, Longevity and Price. The fund house looks for companies with solid businesses and management, room to grow and the ability to stay competitive over time. It also checks whether a stock’s price is reasonable.

The fund house also follows an approach called “Buy Right, Sit Tight”. This means it chooses a business carefully and holds it for the long term instead of reacting to every market move. This approach is incorporated in its actively managed equity funds.

Its passive range takes a different route. Some of its funds focus on market segments, while others use factors such as momentum, quality or low volatility. These strategies can behave differently from broad-market funds.

Motilal Oswal AMC offers 88 schemes across active and passive investing styles. Here’s how they are classified category-wise:

The passive category is huge. It includes products that invest in equity, debt, overseas markets and precious metals. It also has schemes that track the Nifty 50 and Nifty 500, as well as more focused products linked to banking, healthcare, defence, manufacturing and real estate.

There are some Motilal Oswal mutual fund schemes that provide exposure to international companies. But they also carry currency and global market risks.

The active range includes funds that focus on particular market segments, sectors and investment styles. You can explore them if you prefer following a particular investing method.

All mutual funds in India must follow SEBI rules. The AMC manages each scheme’s investments, while the trustee oversees the AMC and checks that it follows the rules and acts in investors’ interests. A custodian holds the securities owned by the scheme. These assets are kept separate from the AMC’s own assets.

This structure helps to keep a check on how the mutual fund schemes are managed. However, it doesn’t protect your investment from market losses. The value of your mutual fund investment can fall if the shares or other securities held by the scheme lose value. The level of risk depends on the scheme and what it invests in.

Here’s a comparison of some of the Motilal Oswal mutual fund schemes that have delivered returns above their category averages over both 3 and 5 years.

3-year returns vs category comparison

5-year returns vs category comparison

Note: This is not a complete list. Past returns can help you compare funds, but they don’t guarantee future performance. Look at risk, costs and the fund’s investment approach as well.

Before choosing a scheme, think about what you want to do with your money. You can start by checking:

• Your financial goal: Decide what you are saving for, such as a dream house, higher education or early retirement.
• Time horizon: Equity funds carry a higher risk profile because they can move sharply over short periods. Avoid taking more risk if you need the money in the short term.
• Comfort with risk: Some schemes invest in a broad range of companies. Others focus on smaller companies, specific sectors of investment factors. The focused options can be more volatile than the broad-range schemes.

Once you are clear on these 3 aspects, choose a category of fund that matches your requirements. Then, within that category, compare the top Motilal Oswal mutual funds across factors such as returns, expense ratio, exit load, and holdings.

You can invest in Motilal Oswal mutual fund schemes on Millions by following a few simple steps. All you need to do is download the Millions app from the Google Play Store and the iOS App Store, and follow these simple steps:

1. Create a free account by completing KYC.
2. After logging in, open the MF section on the dashboard.
3. Search for ‘Motilal Oswal Mutual Funds’.
4. Choose a scheme you want to explore.
5. Check its performance, latest NAV, holdings, fund managers and other details like the scheme document.
6. Select ‘SIP’ for regular investments or ‘One-time’ for lump-sum.
7. Enter the amount. For a SIP, select the frequency and debit date.
8. Check the details and tap ‘Invest Now’.
9. Enter the OTP to complete the investment.

Most schemes on Millions allow you to start Motilal Oswal SIP plans or one-time investments from ₹500. However, the minimum can vary depending on the scheme, so check the ‘Scheme Snapshot’ tab before investing.

If you want to invest a fixed amount every month, use the SIP calculator to estimate how much you might build over time. Change the monthly amount, duration and expected return to compare different scenarios. The result is only an estimate. Actual returns will depend on market performance.

You can also compare Direct and Regular Plans. Direct Plans generally offer a slightly lower expense ratio as there is no distributor commission involved. Before investing, check the scheme’s risk and costs, and make sure the amount fits your budget.