3 articles
Money
Ridhima Gandhi
jul 1 · 3 min read
What is lifestyle inflation: the silent wealth killer no one talks about
A higher salary doesn't always mean greater wealth. Learn how lifestyle inflation drains your income and how to stay financially ahead.
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Money
Ridhima Gandhi
jun 17 · 3 min read
Why Most People Feel Broke Even When They Earn Well?
Why most people feel broke has less to do with income and more to do with how life changes as income grows. This article explores lifestyle inflation, recurring expenses, and why earning more doesn't always lead to greater financial freedom.
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Money
Ridhima Gandhi
jun 17 · 3 min read
The Psychology of Money: 5 Biases Costing You Real Returns
Psychology of money explains why smart investors still make costly mistakes. This article explores the behavioural biases that affect decision making and how recognising them can help you become a better investor.
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Investing
Ridhima Gandhi
jul 1 · 4 min read
The power of compounding: Why starting at 22 vs 32 changes everything
Power of compounding rewards time, not perfect timing. See why investing at 22 beats waiting until 32.
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Investing
Ridhima Gandhi
jul 1 · 5 min read
Stocks vs mutual funds for beginners: The honest comparison
Stocks vs mutual funds explained simply. Compare risk, returns, and effort to choose the investment that suits you best.
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Investing
Ridhima Gandhi
jul 1 · 4 min read
How to build a ₹1 Crore portfolio on a fresher salary
Learn how to build a ₹1 crore portfolio on a fresher salary using SIPs, compounding, and simple long term investing habits.
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Investing
Ridhima Gandhi
jul 1 · 4 min read
Investing
Ridhima Gandhi
jul 1 · 5 min read
Investing
Ridhima Gandhi
jul 1 · 4 min read
Mutual Funds
Ridhima Gandhi
jul 7 · 10 min read
All Types of Mutual Funds Explained
Confused by mutual fund categories? Learn the different types of mutual funds and choose the one that matches your financial goals.
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Mutual Funds
Ridhima Gandhi
jul 7 · 5 min read
How to Read a Mutual Fund Factsheet (Without Falling Asleep)
A mutual fund factsheet doesn't have to feel overwhelming. Learn which numbers matter and how to read them with confidence.
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Mutual Funds
Ridhima Gandhi
jul 6 · 4 min read
Index Funds vs Active Funds: The debate you actually need to settle before investing
Index funds or active funds? Understand the differences, costs, returns, and find out which investment style is right for you.
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Mutual Funds
Ridhima Gandhi
jul 7 · 10 min read
Mutual Funds
Ridhima Gandhi
jul 7 · 5 min read
Mutual Funds
Ridhima Gandhi
jul 6 · 4 min read
Personal Finance
Ridhima Gandhi
jul 1 · 4 min read
First salary checklist: 7 things you must do
First salary checklist every new earner should follow to build wealth, avoid money mistakes, and stay financially secure.
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Personal Finance
Ridhima Gandhi
jul 1 · 4 min read
The 50-30-20 rule: Does it actually work?
50-30-20 rule helps you balance spending and saving. Here's when it works and how to adapt it to real life.
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Personal Finance
Ridhima Gandhi
jun 17 · 4 min read
How to Build an Emergency Fund When You're Living Paycheck to Paycheck
How to build an emergency fund can feel like impossible advice when you're living paycheck to paycheck. This guide shows how small, consistent habits and a few smart changes can help you create financial security without needing a bigger salary.
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Personal Finance
Ridhima Gandhi
jul 1 · 4 min read
Personal Finance
Ridhima Gandhi
jul 1 · 4 min read
Personal Finance
Ridhima Gandhi
jun 17 · 4 min read
