ridhima gandhi

Absolute Returns vs XIRR

Confused about absolute return vs XIRR? Learn all the basics about each method of calculating mutual fund returns and know how they differ in terms of calculating your earnings from mutual funds, whether it's a SIP or lump sum investment.

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Rule of 72 in Mutual Fund Investment

The Rule of 72 in mutual fund investing is a technique you can use to estimate how much time it will take for your money to double. Understand how it works, its formula, along with some of its limitations.

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How Does Compound Interest Work in Mutual Funds

Wondering how does compound interest work in mutual funds? Here’s how you can benefit from it and make your Mutual Fund SIP investment grow over time.

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How is Average Return on Mutual Funds Calculated?

Wondering how are average returns on mutual funds calculated? Explore different methods of computing average return, and learn why they are important in assessing the real performance of your mutual fund investment.

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Reliance JIO IPO 2026: Expected Timeline, IPO Size, Valuation and Key Details

The Reliance Jio IPO is nearing launch after receiving SEBI approval. It could become India’s largest IPO. Check the expected IPO timeline, issue size, valuation, financials, and other important details you should know.

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Highest Return Mutual Fund in Last 10 Years

Looking for the highest return mutual fund in last 10 years? Here are 10 funds with strong long-term returns, along with their fund category, AUM, investment approach and key things to check before investing.

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What are Flexi Cap Funds? Meaning, benefits, features, and how it works?

Flexi cap funds invest across large-cap, mid-cap, and small-cap stocks with the flexibility to adapt to changing market conditions. Learn how they work, their benefits, risks, and who they may suit.

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Tax on mutual funds - How are mutual funds taxed?

Tax on mutual funds depends on the fund type, holding period, and capital gains earned. Understand equity and non-equity fund taxation, STCG and LTCG rates, exemptions, dividend tax, and ways to plan your investments more tax-efficiently.

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What is CAGR in Mutual Funds?

Wondering what is CAGR in mutual funds? Understand its meaning, calculation, purpose and the way in which you can use it to determine the true annualised return of your mutual fund investment.

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What is the difference between NSE and BSE?

NSE and BSE are India’s two major stock exchanges, but they differ in history, liquidity, trading volumes, benchmark indices, and market participation. Understand the key differences and what they mean for investors and traders

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What is Rolling Return in Mutual Funds?

Want to know what rolling returns of mutual funds mean? Understand their meaning and how they are calculated, and how they can give you a better sense of a mutual fund’s consistency.

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What is XIRR in Mutual Funds

Wondering what is XIRR in mutual funds? Learn how it is calculated and how it helps you see the returns your mutual fund investments have actually earned when SIPs get debited on different dates.

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Types of Mutual Fund Returns

Not all mutual fund returns are calculated in the same way. Understand what CAGR, XIRR, annualised, trailing and rolling returns mean and how you can use them to analyse and pick the mutual funds to invest in.

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What is AMFI in Mutual Fund

What is AMFI in mutual fund? Know what AMFI does, why it matters to investors, what an ARN is, how complaints work, and the difference between AMFI and SEBI.

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How Mutual Funds Make Money for Investors

Ever wondered how mutual funds make money for you? Explore different ways a mutual fund makes money other than capital appreciation and know how it reaches your pocket.

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Check NSE IPO Allotment Status on BSE, Registrar

NSE’s ₹22,561.57 crore massive IPO closed on September 21 with nearly 6 times overall subscription. If you applied, here’s how you can check the NSE IPO allotment status with your application number or PAN.

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NSE IPO GMP Day 3: Subscribed 6x & GMP ₹52 (2.91%)

NSE IPO GMP Day 3 saw a sharp jump in participation, closing with nearly 6x subscription. The grey market premium (GMP) dropped and settled around ₹52, indicating an estimated listing price of ₹1,837 and a likely +2.91% gain.

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What is a Mutual Fund?

Are you confused about what is a mutual fund and how it works? This simple guide explains the basics of mutual funds, different types, and the pros and cons of investing in them.

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NSE IPO GMP Day 2: Subscribed 1.04x, GMP ₹142

NSE IPO GMP Day 2 ended with full subscription, seeing strong institutional demand. The latest GMP stood at ₹142 per share, suggesting an expected listing price of ₹1,927 with a gain of 8%. Check the final Day 2 numbers and other key IPO details.

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NSE IPO GMP Day 1 Sees 0.23x Subscription

NSE’s IPO opened today, on September 17, 2026. Here’s a look at Day 1 subscription, GMP, anchor investors and what to expect over the next few days.

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What is the difference between SIP and mutual fund?

SIP and mutual funds are often used interchangeably, but they are not the same. Learn the key differences between SIP and mutual funds, how they work together, and why choosing the right mutual fund matters.

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Asset Under Management (AUM): Full form, meaning, and why it matters

AUM, or Assets Under Management, represents the total value of assets managed by a mutual fund. Learn how AUM is calculated, what causes it to change, how it differs from NAV, and why investors should not judge a fund by AUM alone.

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Lean FIRE vs Fat FIRE

Lean FIRE and Fat FIRE are two approaches to achieving financial independence and retiring early. Understand their key differences, lifestyle requirements, savings approach, and how to choose the one that fits your financial goals.

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How to redeem mutual funds

Want to withdraw money from your mutual funds? Learn how mutual fund redemption works, how to redeem units online or offline, how long it takes, and what to check before you withdraw your investment.

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How to Invest in Stocks for Beginners

New to the stock market? Learn how to invest in stocks step by step, from opening a demat account and researching companies to building good investing habits and avoiding common beginner mistakes.

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Manipal Payment & Identity Solutions IPO

The Manipal Payment & Identity Solutions IPO is drawing investor attention as the company enters the public markets. Here’s a closer look at its business, IPO details, financial performance, and key factors to consider before applying.

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RentoMojo IPO - Should You Apply?

The RentoMojo IPO has attracted attention from investors looking to explore new market opportunities. Here’s a closer look at the company, its IPO details, and the key factors to consider before applying.

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How to Stop or Pause a SIP

Learn how to stop or pause a SIP, what happens to your existing mutual fund investments, and when it makes sense to pause, stop, reduce, or restart your SIP.

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Is Step Up SIP better than Regular SIP

Regular SIP keeps your investment amount fixed, while a Step Up SIP increases it over time. Understand the key differences, benefits and suitability of both to choose an SIP strategy that fits your financial journey.

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Common myths about SIPs

SIPs are popular, but they’re also widely misunderstood. Learn the truth behind common SIP myths, from guaranteed returns and risk-free investing to stopping SIPs during market falls.

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How to open a mutual fund account as a student

Want to start investing as a student? Learn how to open a mutual fund account, complete KYC, choose your first fund and start an SIP with a small amount.

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How to buy mutual funds online

Want to buy mutual funds online but don't know where to start? Learn the step-by-step process, from KYC and choosing the right mutual fund to investing via SIP or lumpsum and tracking your portfolio.

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What 5000 SIP per month becomes in 20 years

Wondering how much ₹5,000 invested every month can become in 20 years? Explore the potential corpus across different mutual fund categories and understand how compounding, returns and consistency can impact your wealth over time.

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Emergency fund vs savings account: What's the difference?

An emergency fund and a savings account may seem similar, but they serve different financial goals. Learn the key differences, when to use each, and why keeping both can help protect your finances and future plans.

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Large cap vs mid cap vs small cap funds in India

Large cap, mid cap or small cap funds? Understand how these mutual fund categories differ in risk, growth potential, volatility and investment horizon, and learn how to choose the right mix for your goals.

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NSE IPO Details - Should you apply or not?

With over 90% cash-market share and zero debt, NSE IPO looks formidable. But declining profit and regulatory risks could challenge its IPO appeal.

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Liquid funds vs FD: Which is better?

Liquid funds vs FD is a common question for investors looking to park surplus money. Compare their returns, risk, liquidity and flexibility to understand which option may be right for you.

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Difference between XIRR vs CAGR

Confused about XIRR vs CAGR? Learn how these two investment return metrics work, the key differences between XIRR and CAGR, and when to use each for SIPs, lump sum investments, and multiple cash flows.

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Tempsens Instruments (India) IPO - Day 1: 5.95x Subscribed & GMP ₹257 (85.67%)

Tempsens Instruments IPO received strong demand on Day 1, with the issue subscribed 5.95x. The GMP stood at ₹257, indicating a potential 85.67% listing gain. Check the latest subscription status, GMP, investor response and key IPO details.

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Gaja Alternative Asset Management IPO - Day 2: 2.56x Subscribed & GMP ₹18 (11.25%)

Gaja Alternative Asset Management IPO was subscribed 2.56x on Day 2, led by strong NII demand. The GMP stood at ₹18, indicating a potential 11.25% listing gain. Check the latest subscription status, GMP, investor response and what to expect on the final day.

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Gaja Alternative Asset Management IPO - Day 1: 0.90x Subscribed & GMP ₹23 (14.37%)

Gaja Alternative Asset Management IPO was subscribed 0.90x on Day 1, with retail investors leading the bidding. The GMP stood at ₹23, indicating a potential 14.37% listing gain. Check the latest subscription status, GMP, investor response and key IPO dates.

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Tempsens Instruments (India) - Should you apply?

Tempsens Instruments IPO opens on 20 August 2026 with a ₹650 crore issue. Here’s everything you need to know about the IPO, including the price band, lot size, key dates, financials, risks, and whether you should apply.

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Gaja Alternative Asset Management IPO - Should you apply?

Gaja Alternative Asset Management IPO opens on 19 August 2026 with a ₹550 crore issue. Here’s everything you need to know about the IPO, including price band, lot size, financials, risks, and whether you should apply.

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5 Financial tips every young professional should follow

Looking for financial tips for young professionals? Learn how to save, invest early, build an emergency fund, manage debt, and avoid lifestyle inflation to build a stronger financial future.

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How to save money while living alone

Living alone comes with plenty of freedom, but also plenty of bills. From food delivery and subscriptions to impulse purchases, small expenses can quickly add up. Here are 10 simple ways to save money while living alone without giving up the things you enjoy.

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How to budget in your 20s?

Learn how to budget in your 20s without giving up the things you enjoy. From tracking expenses to saving and investing, here's a simple approach to managing your money.

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Top 5 semiconductor stocks in India 2026

Looking for semiconductor stocks in India? Explore top semiconductor stocks, semiconductor companies in India, industry growth and investment opportunities in 2026.

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Shiprocket IPO - Should you apply?

Shiprocket IPO 2026 is here. Explore the IPO details, business model, financial performance, pros and cons, and what investors should consider before applying.

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Best Lumpsum Mutual Fund in India 2026

Have a lumpsum amount to invest? Explore mutual funds across mid-cap, infrastructure and PSU categories, and learn what to check before putting your money in.

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What is FIRE? How to retire early

Curious about the FIRE movement? Discover what Financial Independence, Retire Early (FIRE) means, how to calculate your FIRE number, explore different FIRE strategies, and learn practical steps to work towards financial freedom.

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Top 10 EV stocks to invest in India 2026

Looking for the best EV stocks in India? Explore 10 electric vehicle and EV-related companies across manufacturing, auto components, batteries, and mobility technology to build a diversified portfolio for 2026.

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What is the Closing Auction Session (CAS)?

SEBI's Closing Auction Session (CAS) changes how closing prices are determined for F&O stocks. Here's what the new rules mean for investors and traders.

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Best Nifty 50 Index Funds in India 2026

Looking for the best Nifty 50 Index Fund in India? Compare the top Nifty 50 index funds for 2026 based on expense ratio, AUM, and past performance, and learn how to choose the right fund for your long-term investment journey.

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Top 5 Artificial Intelligence Stocks in India 2026

Looking for the best AI stocks in India? Explore top artificial intelligence companies to watch in 2026 and learn what to evaluate before investing for the long term.

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What is an emergency fund and how to build one?

An emergency fund helps you handle unexpected expenses without relying on loans or breaking your investments. Learn how much to save and how to build one step by step.

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Best SIP Plans to Invest in 2026

Looking for the best SIP plans to invest in 2026? Explore top mutual funds across categories and learn how to choose a SIP that matches your goals, risk appetite, and investment horizon.

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SIP vs PPF: Understanding the difference

Confused between SIP and PPF? Discover the key differences, how each works, and what to choose based on your financial goals.

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SIP vs FD: Which should you choose?

Compare SIP vs FD to understand returns, risk, flexibility, and which option suits your financial goals, timeline, and investment style.

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Best Mutual Funds for Beginners 2026

Looking for your first mutual fund? Explore beginner-friendly ELSS, hybrid, and multi-asset funds to start investing with confidence.

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Can mutual funds help build wealth over time?

Can mutual funds build wealth? Learn how SIPs, compounding, and consistency can help grow your money over the long term.

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Are Mutual Funds Safe for First-Time Investors? Here's What Nobody Tells You

Wondering if mutual funds are safe? Learn the risks, benefits, and how first-time investors can start investing with confidence.

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Direct vs regular plans: you're probably losing ₹10L over 20 years

Direct and regular mutual funds look identical, but one small difference can cost you lakhs over time. Here's what every investor should know.

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What is asset allocation and why it matters more than stock picks

Asset allocation can impact your returns more than stock picks. Learn how to build a balanced portfolio that matches your goals.

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REITs explained for Gen Z: Real estate investing without buying property

REITs let you invest in real estate without owning a home or office. Here's how they work and what beginners should know.

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All Types of Mutual Funds Explained

Confused by mutual fund categories? Learn the different types of mutual funds and choose the one that matches your financial goals.

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How to Read a Mutual Fund Factsheet (Without Falling Asleep)

A mutual fund factsheet doesn't have to feel overwhelming. Learn which numbers matter and how to read them with confidence.

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Index Funds vs Active Funds: The debate you actually need to settle before investing

Index funds or active funds? Understand the differences, costs, returns, and find out which investment style is right for you.

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How to start a SIP with ₹500/month as a college student

SIP for college students is easier than it sounds. Learn how to start with ₹500 a month and build investing habits that last.

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The power of compounding: Why starting at 22 vs 32 changes everything

Power of compounding rewards time, not perfect timing. See why investing at 22 beats waiting until 32.

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First salary checklist: 7 things you must do

First salary checklist every new earner should follow to build wealth, avoid money mistakes, and stay financially secure.

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The 50-30-20 rule: Does it actually work?

50-30-20 rule helps you balance spending and saving. Here's when it works and how to adapt it to real life.

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Stocks vs mutual funds for beginners: The honest comparison

Stocks vs mutual funds explained simply. Compare risk, returns, and effort to choose the investment that suits you best.

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How to build a ₹1 Crore portfolio on a fresher salary

Learn how to build a ₹1 crore portfolio on a fresher salary using SIPs, compounding, and simple long term investing habits.

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SIP vs lumpsum: which one actually wins over 20 years?

A 20-year investment can look very different with SIP and lumpsum. Find out which strategy suits your financial journey.

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What is lifestyle inflation: the silent wealth killer no one talks about

A higher salary doesn't always mean greater wealth. Learn how lifestyle inflation drains your income and how to stay financially ahead.

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How to Build an Emergency Fund When You're Living Paycheck to Paycheck

How to build an emergency fund can feel like impossible advice when you're living paycheck to paycheck. This guide shows how small, consistent habits and a few smart changes can help you create financial security without needing a bigger salary.

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Why Most People Feel Broke Even When They Earn Well?

Why most people feel broke has less to do with income and more to do with how life changes as income grows. This article explores lifestyle inflation, recurring expenses, and why earning more doesn't always lead to greater financial freedom.

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The Psychology of Money: 5 Biases Costing You Real Returns

Psychology of money explains why smart investors still make costly mistakes. This article explores the behavioural biases that affect decision making and how recognising them can help you become a better investor.

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How Does Mutual Fund Work?

How does mutual fund work behind the scenes? Learn how your money is pooled, professionally managed, and invested across different assets, along with the basics of returns, taxes, and choosing the right fund.

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What is the 15*15*15 Rule in Mutual Funds?

15*15*15 rule shows what happens when consistency meets compounding. Understand the math behind the formula, see how SIPs grow over the years, and learn whether this strategy is right for your financial goals.

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The 5 Mutual Fund Mistakes New Investors Make in Year One

Your first year as a mutual fund investor can feel exciting, confusing, and sometimes disappointing. Before you second guess your SIP, read about the common mistakes beginners make and the simple habits that actually build wealth.

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